A. THE LEFT MESSAGES SYNDROME: The now potential debtor has not responded to or returned your numerous phone calls.

B. THE BROKEN PROMISES SYNDROME: Customer has now committed to sending payments on numerous occasions, and no payment has arrived to date.

C. NO PERSONAL GUARANTEE: Company appears to be experiencing financial difficulties. Customer is now refusing to sign a personal guarantee.

D. CASH FLOW PROBLEMS: Customer claims a lack of funds is now the real reason for lack of payment.

E. C.O.D.: Insufficient funds check on a C.O.D. purchase. Customer is now refusing to honor payment.

F. FINAL DEMAND: Demand sent as last ditch effort to collect on outstanding invoices to customer. No response, no payment. Any of the above danger signals require the attention of Walker & Weiss, Inc.

A. MAIL RETURNED: Moved, no forwarding address, addressee unknown, mail refusal

B. PHONE DISCONNECTED: No longer a working number, no other number provided.

C. BANKRUPTCY NOTICE: Self-explanatory, customer no longer in business. You may line up in bankruptcy court in order to seek restitution, of which, in many cases creditors are not paid.