FHA loans are intended to help people overcome the barriers to home ownership and finance their first home. FHA loans require a small 3.5% down payment and a low credit score of just 580. You don’t have to meet income guidelines. As long as your debt ratio is around 31% up front and 43% on the back, you are in good shape for an FHA loan.
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I’m very pleased to announce or partnership with The Leukemia & Lymphoma Society’s Light the Night fundraiser against cancer. For all loan applications received today through September 30, client donations made to LLS in the name of Northpointe Bank will be matched, dollar for dollar, as a lender credit towards their closing costs, up to $500 per transaction.
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