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If you live in the Dallas, Texas, area you should think about an fha home loan for your new dream home. FHA loans are relatively easy to get with little to no money down and that means you can find a 30-year fixed mortgage that you can afford.

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The FHA home loan program is not limited to first time home buyers only. As a matter of fact, it is the widely used residential loan program in the US. FHA loans Dallas, Texas are easier to qualify for as compared to the conventional mortgage loan counterpart. Not only debt-to-income calculation is more lenient, cash reserves are also flexible for FHA loans.