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Advice for Getting Your First Mortgage – Money We Have – Your first step when thinking about buying is to get a pre-approved a mortgage. Yes, that means you’ll most likely start working with a mortgage broker before you find a realtor. A pre-approved mortgage is a "promise" from a lender that they will lend you a certain amount of dollars.

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Becoming a first-time home buyer can be overwhelming. Try these 17 tips to make saving for, finding and buying your dream home a breeze. We'll help you. Explore your down payment and mortgage options. There are lots.

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What Is Your Debt-to-Income Ratio and Why Does It Matter When Applying for a Mortgage? – It takes into account your property taxes; your insurance; your principal and interest on your mortgage loan; and any homeowner’s association fees. You’ll divide the total value of housing costs by.

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