USDA Low Income Loan (USDA Direct Loan) This program is set up specifically as a home loan for low income families. Also known as Section 502 loans, they are available to individuals with very low and low incomes, defined as 50% to 80% of the area’s median income.
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Rate Refinance: You can change the interest rate on your loan when you refinance. If you can get a lower rate now than when you first took out the mortgage,
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